A powerful API-driven skill for issuing and managing USDT-funded virtual payment cards for automated purchasing workflows.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install agentfin
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install agentfin using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is AgentFin Virtual Card Agent?
AgentFin provides a streamlined interface for AI agents to perform financial transactions autonomously. By leveraging this Openclaw Skills integration, developers can equip their agents with virtual Visa and Mastercard credentials, enabling them to navigate online checkouts and handle payments.
The service is uniquely designed for the agentic era, allowing for USDT top-ups and providing programmatic access to 3DS OTP codes for seamless 3-D Secure verification. This skill bridges the gap between digital intelligence and traditional payment rails, ensuring agents can manage budgets and execute purchases without manual intervention.
AgentFin Virtual Card Agent Use Cases
- Automating SaaS subscriptions or cloud service payments.
- Enabling agents to purchase digital goods or physical items on e-commerce platforms.
- Programmatic handling of 3DS-protected transactions using automated OTP retrieval.
- Managing multiple temporary virtual cards for project-based expenses funded via USDT.
How AgentFin Virtual Card Agent Works
- The agent queries the account balance and card status to ensure sufficient USDT funding.
- It retrieves sensitive card credentials including the PAN, CVV, and expiry date via a secure, rate-limited endpoint.
- The agent inputs these details into a merchant's payment gateway during an automated checkout session.
- If 3DS verification is triggered, the agent waits for a short interval and fetches the latest OTP code from the virtual inbox.
- The transaction is finalized by submitting the OTP, and the agent confirms success by reviewing the transaction history.
AgentFin Virtual Card Agent Setup
To use this integration within the Openclaw Skills ecosystem, you must configure the following environment variable:
export AGENTFIN_API_KEY="your_api_key_here"
Ensure your account is funded with USDT (TRC20) by sending tokens to the deposit address returned by the balance check endpoint. All API requests are routed through https://agentfin.tech/api using Bearer token authentication.
AgentFin Virtual Card Agent Data Schema & Taxonomy
The skill interacts with several key data objects and fields to manage the card lifecycle:
| Field | Description |
|---|---|
| cardId | Unique identifier for the virtual card required for specific operations. |
| balance | Current USD balance available for spending. |
| maskedPan | Partial card number used for identifying the active card. |
| extractedCodes | An array of OTP strings retrieved from the 3DS verification inbox. |
| sensitive | Object containing PAN, CVV, and expiry details. |
| billingAddress | The verified address required for merchant checkout forms. |
AgentFin Virtual Card Agent Advanced Features
- Automated 3DS handling with programmatic extraction of codes from inbound verification emails.
- Native USDT (TRC20) support for borderless and crypto-native funding of agentic wallets.
- Real-time transaction monitoring and historical auditing for expense tracking.
- Prepaid budget management through explicit card top-up commands from the main account balance.
SKILL.md
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