A professional integration for managing branded payment cards, funding sources, and automated transaction workflows.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install apto-payments
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install apto-payments using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Apto Payments?
Apto Payments is a robust platform that enables businesses to launch and manage branded payment card programs, primarily used for rewards, loyalty, and corporate expense management. By integrating this capability into Openclaw Skills, developers can programmatically interact with financial card lifecycles, merchant data, and funding sources.
This skill leverages the Membrane ecosystem to handle the complexities of API authentication and credential refreshes server-side. This ensures that your AI agents can focus on executing business logic and data analysis rather than managing security tokens and low-level API plumbing.
Apto Payments Use Cases
- Automating the issuance and lifecycle management of branded physical and virtual cards.
- Monitoring and categorizing real-time transaction data for expense reporting.
- Integrating card-based loyalty and reward triggers into third-party business applications.
- Synchronizing funding source information with external accounting systems.
How Apto Payments Works
- Initialize the environment by installing the Membrane CLI and authenticating your agent.
- Create a secure connection to Apto Payments using the connection ensure utility.
- Search for specific financial actions (like querying transactions or updating card status) using natural language intent.
- Execute actions via the CLI or perform direct proxied API requests for custom fintech workflows.
Apto Payments Setup
Install the CLI
Install the required CLI to manage Openclaw Skills components:
npm install -g @membranehq/cli@latest
Authentication
Authenticate your agent to the platform:
membrane login --tenant --clientName=openclaw
Establish Connection
Connect to the Apto Payments API environment:
membrane connection ensure "https://www.aptopayments.com/" --json
Apto Payments Data Schema & Taxonomy
The skill organizes Apto Payments data into a logical hierarchy for easy access by Openclaw Skills:
| Entity | Description |
|---|---|
| Card | Represents the physical or digital payment instrument and its status. |
| Transaction | Detailed logs of all financial movements and spending activity. |
| Account | High-level container for user and program metadata. |
| Funding Source | The financial origin used to back the card balances. |
| Merchant | Information regarding vendors and transaction locations. |
Apto Payments Advanced Features
- Intent-based action discovery allows agents to find API endpoints through natural language descriptions.
- Transparent proxy requests automatically inject authentication headers and handle base URL normalization.
- Automatic credential management ensures connections remain active without manual token refreshes.
- Support for machine-readable JSON output enables easy integration into larger automation pipelines.
- Seamless multi-agent support for environments like Openclaw Skills, Claude, and specialized IDEs.
SKILL.md
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