A professional investment advisory skill for Openclaw Skills that leverages the CFA framework to provide tailored asset allocation and wealth management strategies.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install asset-allocation
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install asset-allocation using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Asset Allocation Advisor?
The Asset Allocation Advisor is a sophisticated financial management tool designed for the Openclaw Skills ecosystem. It utilizes professional frameworks like the CFA Institute's Investment Policy Statement (IPS) to provide comprehensive financial diagnosis and portfolio construction. This skill helps users navigate complex market environments by integrating Modern Portfolio Theory and the Merrill Lynch Investment Clock, ensuring that investment strategies are both data-driven and aligned with individual risk tolerances.
By incorporating behavioral finance insights, this skill identifies cognitive biases that might hinder investment success. It serves as a personal wealth manager within Openclaw Skills, guiding users from initial risk assessment to the final execution of trades across various platforms like securities accounts and fund apps.
Asset Allocation Advisor Use Cases
- Creating a personalized Investment Policy Statement (IPS) based on the CFA framework.
- Assessing risk tolerance and maximum drawdown capacity for individual investors.
- Developing strategic asset allocation (SAA) models for different market cycles.
- Selecting specific funds or ETFs based on rigorous product selection criteria.
- Planning for retirement or major life goals through goal-based financial planning.
- Implementing rebalancing protocols to maintain target risk profiles.
How Asset Allocation Advisor Works
- Financial Diagnosis: Collects the user's financial profile, including assets, liabilities, and emergency funds.
- Risk Profiling: Evaluates risk capacity and willingness to determine a target risk level (1-5).
- Goal Definition: Categorizes investment objectives into must-have, should-have, and nice-to-have goals.
- Macro Analysis: Analyzes the current economic cycle and valuations using the Merrill Lynch Investment Clock.
- Strategic Allocation: Generates a Strategic Asset Allocation (SAA) model tailored to the user's risk level.
- Product Selection: Provides specific criteria for choosing financial products and sets risk management rules.
- IPS Generation: Produces a detailed Investment Policy Statement report for the user to follow.
Asset Allocation Advisor Setup
To use this skill within Openclaw Skills, ensure the core reference files are available in your environment. You can initialize the investment advisor by invoking the skill through your AI agent interface.
# Example of initializing the asset-allocation skill
openclaw-agent load asset-allocation
Configure your local environment with the following reference documents: product-selection.md, rebalancing-protocol.md, and macro-framework.md to enable full functionality.
Asset Allocation Advisor Data Schema & Taxonomy
The Asset Allocation Advisor organizes data into a structured IPS report containing twelve distinct sections. It manages a taxonomy of risk levels and asset classes as shown below:
| Data Category | Details |
|---|---|
| Profile | Assets, Liabilities, Cash Flow, Emergency Fund |
| Risk Level | 1 (Conservative) to 5 (Very Aggressive) |
| Asset Classes | Cash, Bonds, Hybrid, Domestic Equity, Overseas Equity, Gold |
| Output Files | IPS Report, Purchase Guide, Rebalancing Schedule |
Metadata includes timestamps for macro environment assessments and target return projections.
Asset Allocation Advisor Advanced Features
- Multi-platform execution guides for platforms like Alipay, WeChat, Tiantian Fund, and Securities accounts.
- Behavioral finance modules to identify and mitigate cognitive investment biases.
- Automated rebalancing protocols based on specific drift thresholds.
- Macro-timing adjustments using the Merrill Lynch Investment Clock framework.
- Stress testing and growth projections for various economic scenarios within Openclaw Skills.
SKILL.md
Loading
Related Openclaw Skills
Spotify Playlist Builder
An AI-driven automation tool for building, managing, and personalizing Spotify playlists via natural language requests.
Shelter
Shelter is a read-only financial intelligence skill that enables AI agents to analyze bank data, calculate safe-to-spend limits, and provide personalized coaching.
Content Moderation (Vettly API)
A professional-grade moderation tool that leverages AI to automatically filter and audit text, image, and video content via the Vettly API.
OpenHarmony React Native Performance Optimizer
A specialized set of static analysis rules and optimization guidelines designed specifically for React Native applications running on the OpenHarmony platform.
Expense Tracker
A secure, multi-backend financial management tool for tracking income and expenses using localized or cloud-based storage.
Memory Organizer
A sophisticated memory management skill that maintains a lean permanent index while archiving detailed historical logs in a structured two-layer system.
METADATA
Featured*
