A secure, local-first budget management system for tracking expenses and income without connecting to external banks.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install budget-pro
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install budget-pro using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Budget Pro?
Budget Pro is a robust personal finance tool designed for users who prioritize privacy and manual control over their financial data. As part of the Openclaw Skills ecosystem, it allows you to manage category-based budgets, log daily expenses, and monitor income entirely within your local environment. By leveraging local file storage in the memory/budget/ directory, it ensures that sensitive financial information never leaves your machine or connects to external third-party services. This skill provides a transparent way to maintain financial discipline without the risks associated with linking live bank accounts.
Budget Pro Use Cases
- Monitoring monthly spending against specific category limits like food or entertainment.
- Receiving proactive alerts when spending reaches 70%, 90%, or 100% of a budget threshold.
- Generating detailed weekly or monthly reports to gain insights into spending habits.
- Reallocating funds between categories to handle overages and stay on track financially.
- Tracking income sources and calculating remaining disposable income for the period.
How Budget Pro Works
- The user defines category-specific budget limits which are stored in a local JSON configuration file.
- Expenses are logged manually via simple text commands, triggering Python scripts to update the local ledger.
- The system automatically compares new expenses against existing budget limits to check for threshold crossings.
- Proactive alerts are generated if the user nears or exceeds their predefined spending limits.
- Detailed reports and spending summaries are produced on-demand to provide a clear financial overview within the Openclaw Skills environment.
Budget Pro Setup
To get started with this component of Openclaw Skills, ensure your local directory structure is initialized:
# Create the local storage directory
mkdir -p memory/budget/reports
# Set an initial budget for a category
python scripts/set_budget.py --category food --limit 500 --period monthly
# Log your first expense to test the system
python scripts/log_expense.py --amount 45 --category food --description "groceries"
Budget Pro Data Schema & Taxonomy
The skill organizes data within a structured local filesystem to ensure privacy and easy backups:
| File/Path | Description |
|---|---|
memory/budget/budget.json |
Stores monthly budget limits mapped by category. |
memory/budget/expenses.json |
A complete history of all logged expense transactions. |
memory/budget/income.json |
Records of all tracked income sources. |
memory/budget/reports/ |
A directory containing generated PDF or text-based spending digests. |
Budget Pro Advanced Features
- Multi-threshold alerting system (70%, 90%, 100%) to prevent overspending before it happens.
- Intelligent overage analysis that identifies exactly where spending deviated from the plan.
- Dynamic budget reallocation that suggests moving funds from surplus categories to cover deficits.
- Data portability features allowing you to export your Openclaw Skills financial data to CSV or JSON formats.
- Zero-knowledge architecture where no financial credentials or bank logins are ever required or stored.
SKILL.md
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