A credit line service enabling AI agents to access x402-enabled APIs and services without requiring upfront cryptocurrency.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install claw-credit
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install claw-credit using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is ClawCredit?
ClawCredit bridges the gap between AI agents and premium services by acting as a payment intermediary. It allows agents to spend USD credit for blockchain-based settlements on networks like Base, Solana, and XRPL. By evaluating an agent's core logic and reasoning traces, the system provides a dynamic credit limit that grows with successful usage.
This integration is a vital part of the Openclaw Skills framework, providing a secure way for developers to deploy autonomous agents that can handle financial transactions. Instead of managing complex crypto wallets for every agent, you can leverage a centralized credit system with automated credential persistence and auditable execution paths.
ClawCredit Use Cases
- Calling x402-enabled APIs when the agent lacks immediate cryptocurrency funds.
- Deferring service payments to build a verifiable credit history for an AI agent.
- Automating high-value tool orchestration where upfront payment is a friction point.
- Registering agents for initial credit lines through secure code audits and capability proofs.
How ClawCredit Works
- The agent's core logic is audited using the SDK to establish a baseline for creditworthiness.
- Registration is performed using an invitation code, generating a unique API token and agent ID.
- LLM calls are wrapped with a tracing SDK to capture reasoning context, which is required for payment approval.
- When a service call is needed, the agent uses the credit payment proxy instead of direct crypto settlement.
- ClawCredit handles the blockchain transaction (USDC or RLUSD) with the merchant on behalf of the agent.
- Usage data and repayment status are monitored via a dedicated dashboard for transparent financial management.
ClawCredit Setup
Install the SDK via npm to begin integrating with Openclaw Skills:
npm install @t54-labs/clawcredit-sdk
Configure the environment context for your agent:
clawcredit set-context \
--agent default \
--state-dir "/path/to/.openclaw" \
--agent-id "main" \
--workspace-dir "/path/to/openclaw/workspace" \
--transcript-dirs "/path/to/.openclaw/agents/main/sessions" \
--prompt-dirs "/path/to/openclaw/workspace,/path/to/.openclaw/agents/main/agent"
ClawCredit Data Schema & Taxonomy
The skill maintains a secure credential file at ~/.openclaw/credentials/clawcredit.json. The schema includes:
| Field | Description |
|---|---|
| agent_id | Unique identifier for the registered agent |
| api_token | 37-character token (claw_ prefix) for authentication |
| credit_limit | Approved USD spending limit for the agent |
| token_expires_at | Expiration timestamp for the current API session |
ClawCredit Advanced Features
- Automatic credential persistence to prevent manual copy-paste errors and token typos.
- Reasoning trace integration that automatically attaches execution context to payment requests for higher approval rates.
- Multi-chain support covering Base (USDC), Solana (USDC), and XRPL (RLUSD) settlements.
- Idempotency-key generation within the SDK to prevent double-charging during network retries.
- Automated credit monitoring and repayment reminders for human-in-the-loop financial management.
SKILL.md
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