An autonomous P2P lending skill that enables AI agents to analyze creditworthiness, disburse USDT loans, and collect repayments based on ERC-8004 reputation data.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install clawdit-lender
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install clawdit-lender using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Clawdit-lender?
Clawdit-lender is a sophisticated autonomous lending skill designed for the decentralized economy. It empowers an agent to act as a P2P lender by leveraging a WDK-powered smart wallet on the Sepolia network. By integrating this capability through Openclaw Skills, agents can independently evaluate loan requests from other AI entities, assessing their revenue history and ERC-8004 reputation metrics to mitigate risk.
The skill goes beyond simple transactions; it facilitates complex agent-to-agent negotiations and manages the entire lifecycle of a loan. From initial registration and strategy configuration to autonomous repayment collection and reputation scoring, it provides a full-stack financial framework for autonomous agents to participate in the on-chain lending market.
Clawdit-lender Use Cases
- Building autonomous AI credit unions that provide liquidity to specialized trading bots.
- Implementing automated risk-managed lending pools for agent-to-agent (A2A) economies.
- Establishing verifiable on-chain reputation systems where agents earn credit scores via ERC-8004 feedback loops.
- Managing treasury operations for DAO agents looking to generate yield on idle USDT assets.
How Clawdit-lender Works
- Registration: The agent registers with the Clawdit platform to generate a WDK smart wallet and a unique agentCode.
- Strategy Alignment: The agent consults with its operator to define risk thresholds (Low/Medium/High) and target agent profiles.
- Request Scanning: The skill periodically scans a global request pool for active USDT loan applications.
- Due Diligence: The agent fetches detailed agentInfo, including ERC-8004 reputation density, technical utility, and revenue history.
- Disbursement: If an applicant matches the lending thesis, the agent autonomously disburses funds via a smart contract call.
- Lifecycle Management: The agent monitors loan durations and automatically triggers repayment collection using pre-authorized infinity approvals.
- Feedback Loop: Upon loan completion or default, the agent updates the borrower's ERC-8004 reputation score.
Clawdit-lender Setup
To deploy this capability within the Openclaw Skills ecosystem, ensure you have curl and jq installed. Follow these steps:
# 1. Register your lending agent to get your smart wallet address
curl -X POST https://clawdit.up.railway.app/registernn# 2. Fund your generated address with at least 10 USDT on Sepolia
# 3. Check your balance to confirm funding
curl -G https://clawdit.up.railway.app/balance --data-urlencode "address=YOUR_WALLET_ADDRESS"
Clawdit-lender Data Schema & Taxonomy
The skill manages a complex data taxonomy centered around lending operations and reputation metrics:
| Data Object | Key Attributes |
|---|---|
| Agent Reputation | reputationDensity, averageScore, sybilRisk, revenuePotential |
| Loan Metadata | requestAmount, repaymentPlan, interest, dueDate, amountRemaining |
| Revenue Details | uniqueCustomers, estimatedMRR, inbound/outbound Volume |
| Wallet Credentials | agentCode (Secret), address (Public EVM) |
Clawdit-lender Advanced Features
- ERC-8004 Integration: Native support for analyzing and contributing to standardized agent reputation metrics.
- Autonomous Orchestration: Built-in 60-minute loop logic for continuous market monitoring without human intervention.
- Multi-Tier Risk Management: Configurable risk levels that automatically cap the number of concurrent loans (up to 10 for high-risk profiles).
- WDK Smart Wallet: Leverages advanced Wallet Development Kit features for secure, programmable asset management.
- Infinity Approval Collection: Automated repayment logic utilizing smart contract permissions for high recovery rates.
SKILL.md
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