Turn the first weeks after a death into an ordered, practical checklist for estate administration, benefit claims, and required notifications.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install estate-settlement-navigator
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install estate-settlement-navigator using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Estate Settlement Navigator?
Estate Settlement Navigator is an AI coding agent skill that helps families and executors manage the administrative work following a death. It provides command-line workflows for estimating certified death certificate needs, ordering notifications to reduce avoidable payment clawbacks and identity theft, screening survivor benefits, planning settlement milestones, and generating institutional letters.
Part of Openclaw Skills, it brings time-sensitive tasks and key decision points into one actionable process, including US and UK guidance. It offers general information rather than legal or tax advice; contested matters and complex estates should be handled with qualified professionals.
Estate Settlement Navigator Use Cases
- A family is beginning estate administration in the first days or weeks after a death.
- An executor or personal representative needs an ordered starting checklist.
- A surviving spouse or family wants to screen for survivor benefits and claim deadlines.
- The family needs to estimate certified death certificate copies before ordering them.
- Banks, insurers, employers, utilities, or other organizations need to be notified.
- The executor wants a dated timeline for probate decisions, bills, and final tax returns.
- A user needs a draft letter to close an account, claim funds, or transfer an asset.
How Estate Settlement Navigator Works
- Estimate certified-copy requirements with
certificates, using the number of organizations and a spare-copy allowance to plan the order. - Build a country-specific notification sequence with
cascade --country us|uk, including the rationale for timing such as contacting Social Security before closing bank accounts. - Screen survivor benefits with
benefits, using spouse age and children’s ages to identify relevant eligibility gates and claim windows. - Create dated milestones with
timeline --date YYYY-MM-DD, covering early administration, later settlement tasks, and applicable final-return reminders. - Draft institutional correspondence with
letter --type close|claim|transfer, supplying recipient, deceased, and requester details. - Review the generated plan against the verification checklist, then consult an attorney or tax professional for contested, complex, or jurisdiction-specific issues.
Estate Settlement Navigator Setup
The skill uses a Python script at scripts/estate_admin.py. Run a command’s help output to inspect available flags, then invoke the relevant workflow for the case. Example one-shot workflow:
python3 scripts/estate_admin.py --help
python3 scripts/estate_admin.py certificates --orgs 14
python3 scripts/estate_admin.py cascade --country us
python3 scripts/estate_admin.py benefits --spouse-age 61 --kids-under-16 1
python3 scripts/estate_admin.py timeline --date 2026-10-14
python3 scripts/estate_admin.py letter --type close --to "Card Bank" \
--deceased "John M. Doe (SSN xxx-xx-1234)" --requester "Mary Doe, spouse"
Use python3 scripts/estate_admin.py <cmd> --help for command-specific options. Replace example names and dates with accurate case information, and handle sensitive identifiers carefully. The supplied documentation does not specify a separate package installation process.
Estate Settlement Navigator Data Schema & Taxonomy
The skill organizes work by command and task rather than documenting a persistent database schema. Inputs are supplied as command-line arguments; outputs include planning information and generated notification-letter content.
| Command | Inputs and purpose | Output or result |
|---|---|---|
certificates |
Organization count via --orgs |
Recommended certified-copy count, including spares, and cost estimate |
cascade |
Country via `--country us | uk` |
benefits |
Spouse age and children’s age-related details | Survivor-benefit screening and relevant deadlines or strategy flags |
timeline |
Death date via --date YYYY-MM-DD |
Dated settlement milestones and tax reminders |
letter |
Type (close, claim, or transfer), recipient, deceased, and requester details |
Draft institution notification letter and request |
Supporting references are references/cascade-and-documents.md for notification order, documents, and US/UK maps, and references/benefits-and-taxes.md for survivor-benefit guidance, probate bypass, and final returns. The workflow emphasizes certified originals where institutions require them; photocopies may be rejected.
Estate Settlement Navigator Advanced Features
- Explains why notification order matters, including contacting Social Security before bank closures and notifying credit bureaus early.
- Estimates certified death certificate copies across organizations and includes spare-copy planning.
- Screens age-based survivor-benefit considerations, including spouse eligibility gates, child benefits, the $255 lump-sum benefit window, and pension or employer-plan flags.
- Provides US and UK-specific workflow branches; UK guidance includes Tell Us Once and the Bereavement Support Payment deadline.
- Builds a date-based timeline that flags final individual and estate tax return considerations.
- Generates close, claim, and transfer letter drafts with an executor or next-of-kin authority statement.
- Highlights small-estate and beneficiary-designation considerations that may help determine whether probate is necessary.
- Includes practical risk controls such as keeping an account open for final bills and avoiding premature closure of household accounts.
SKILL.md
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