Financial Literacy Q&A for Openclaw

An AI-powered financial literacy and A-share analysis skill for answering questions, personalizing education, evaluating risk, and supporting investment workflows.

thcjp
v1.0.0
Aug 10, 2026
0
206
0

Install & Download

1. ClawHub CLI

The fastest way to install a skill directly from the registry.

npx clawhub@latest install fin-literacy

2. Manual Installation

Copy the skill folder to one of these locations

Global
~/.openclaw/skills/
Workspace
<project>/skills/

Priority: Workspace > Local > Bundled

3. Prompt Installation

Copy this prompt to OpenClaw to install it automatically.

Help me install fin-literacy using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).

Prefer to download?

Get the raw skill files in a ZIP archive.

What is Financial Literacy Q&A?

Financial Literacy Q&A, also known as fin-literacy, is a professional AI assistant skill for A-share investors, independent developers, and enterprise teams. It uses natural language processing, knowledge retrieval, user segmentation, machine learning, and structured financial workflows to explain trading rules, value investing, technical analysis, financial metrics, and risk management concepts.

As one of the finance-focused Openclaw Skills, it converts scattered market information into structured answers, customized learning paths, visual analysis, historical reviews, simulated trading workflows, and decision-support outputs. The skill is designed to improve research efficiency while handling missing inputs, abnormal market data, validation failures, API errors, and service degradation safely. Investment suggestions should be treated as analytical support rather than guaranteed financial advice.

Financial Literacy Q&A Use Cases

  • Answer questions about A-share trading rules, including concepts such as T+1, valuation, technical analysis, and risk management.
  • Create personalized financial education paths for beginner, intermediate, and professional users.
  • Analyze stock fundamentals using identifiers such as stock codes, company information, industry, PE ratio, and ROE.
  • Support technical analysis, historical market review, and chart-oriented data interpretation.
  • Generate personalized investment decision support from risk preferences and historical trading data.
  • Calculate returns, volatility, portfolio risk, VaR, and CVaR using structured financial inputs.
  • Run quantitative strategy backtests and compare simulated outcomes without exposing users to real trading risk.
  • Automate repetitive A-share data collection, analysis, report generation, and risk-review workflows.
  • Help developers and teams build finance-oriented automations with Openclaw Skills across supported AI agent platforms.

How Financial Literacy Q&A Works

  1. Receive and validate input: Accept required content plus optional format and options values, then validate parameters, formats, and value ranges.
  2. Interpret the request: Use NLP to classify the user’s question or task, identify whether it concerns education, market analysis, financial calculation, risk assessment, or investment workflow support.
  3. Retrieve relevant knowledge and data: Search the financial knowledge base and, when configured, use A-share market APIs or user-provided datasets.
  4. Personalize the response: Apply user-level information, historical behavior, knowledge level, and risk preference to segment the user and recommend suitable explanations or learning content.
  5. Run analytical processing: Use decision-tree classification, clustering, time-series analysis, machine learning, Monte Carlo simulation, or VaR analysis according to the requested workflow.
  6. Generate structured results: Return text, charts, learning paths, risk indicators, reports, or investment decision-support content in the requested format.
  7. Handle exceptions safely: Request missing data, reject invalid inputs, retry transient failures with backoff, and pause investment recommendations when market data is abnormal.
  8. Expose execution metadata: Include success state, result data, skill identifier, version, market direction, and error details for traceability and automation.

Financial Literacy Q&A Setup

Prerequisites

  • An AI agent platform that supports SKILL.md, such as Claude Code, Cursor, Codex, or Gemini CLI.
  • Windows, macOS, or Linux.
  • An LLM API supplied by the agent platform.
  • A-share data from a public financial API or an approved user-owned dataset.
  • Optional API keys for data providers, stored as agent-platform environment variables.

Install the skill

The source document does not define a package manager or dedicated installer. Install it by placing the skill directory and its SKILL.md file in the skills location supported by your agent platform.

mkdir -p ./skills/fin-literacy
cp SKILL.md ./skills/fin-literacy/SKILL.md

Restart or reload the agent so it discovers the skill. If your platform uses a different skills directory, copy the same directory structure into that location.

Configure data access

Set provider credentials through your platform’s secret or environment-variable mechanism; do not hard-code keys in prompts, source files, or logs.

export A_SHARE_API_KEY="replace-with-your-provider-key"

Use HTTPS for API communication, restrict key permissions, rotate credentials periodically, and confirm that the selected data source permits your intended use. The skill exposes read and exec tools and may require agent execution support for MD+EXEC workflows.

Financial Literacy Q&A Data Schema & Taxonomy

Input schema

Field Type Required Description
content string Yes Financial question, analysis request, or processing content.
format string No Output or input format such as json, text, or markdown.
options object No Advanced settings such as output style and batch size.

Common domain metadata

  • stock_code: A-share security identifier.
  • time_period: Analysis interval such as 1M.
  • user_id: Identifier used for learning-path and personalization workflows.
  • risk_preference: User risk profile used for decision-support classification.
  • strategy: Strategy name and parameters for backtesting.
  • portfolio: Holdings and position weights for risk analysis.
  • timestamp: Market-data observation time.

Output envelope

{
  "success": true,
  "data": {
    "result": "Financial literacy or analysis result",
    "metadata": {
      "skill": "fin-literacy",
      "version": "1.0.0",
      "direction": "A-share"
    }
  },
  "error": null
}

Result taxonomy

Result type Typical fields Purpose
Knowledge answer question, answer Explain A-share concepts and rules.
Learning path user_id, learning_path Recommend staged educational content.
Market visualization stock_code, price, volume, timestamp Represent current or historical market data.
Backtest result strategy, total_profit, sharpe_ratio Summarize simulated strategy performance.
Risk assessment portfolio, VaR, CVaR Quantify portfolio risk indicators.

Sensitive data should be protected with TLS in transit, AES-based storage encryption, log desensitization, input validation, access control, monitoring, and periodic security audits.

Financial Literacy Q&A Advanced Features

  • Multi-audience education that segments users with clustering and adapts content for beginner, intermediate, and professional levels.
  • Intelligent financial Q&A using NLP, knowledge retrieval, and knowledge-graph-oriented reasoning.
  • Personalized learning-path planning based on behavior, knowledge level, learning progress, and preferences.
  • Personalized investment decision support using risk preferences and historical transaction data with decision-tree classification.
  • Real-time market visualization designed around WebGL and D3.js workflows.
  • Quantitative strategy backtesting and optimization using time-series analysis and machine learning.
  • Risk-management integration with Monte Carlo simulation, VaR, and CVaR analysis.
  • Historical data backtracking and simulated trading environments for lower-risk experimentation.
  • Structured JSON, text, and Markdown inputs and outputs for automation pipelines.
  • Batch processing, result export, multi-format data conversion, and execution-status reporting.
  • Boundary-aware error handling for missing user data, malformed questions, abnormal market data, authentication failures, rate limits, timeouts, permissions, and unsupported file formats.
  • Secure API-key practices, HTTPS or TLS transport, encrypted storage, input validation, permission control, log desensitization, monitoring, and scheduled audits.
  • Compatibility with Openclaw Skills workflows and multiple SKILL.md-compatible AI agent environments.

SKILL.md


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