A robust command-line personal finance manager featuring multi-currency support, automated subscription tracking, and AI-driven spending insights.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install finance-tracker
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install finance-tracker using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Finance Tracker v2.0?
Finance Tracker v2.0 is a professional-grade utility designed for developers and power users who want to maintain absolute control over their financial data directly from the terminal. As one of the most comprehensive Openclaw Skills for wealth management, it simplifies the process of logging expenses with shorthand syntax (like 50k for 50,000) and provides automated currency conversion using live exchange rates.
Beyond simple expense logging, the tool offers a sophisticated engine for tracking net worth across diverse assets, including stocks and crypto. It bridges the gap between manual bookkeeping and automated financial planning by providing a local-first, privacy-focused environment where your data remains under your control in standard JSON and Markdown formats.
Finance Tracker v2.0 Use Cases
- Rapid logging of daily expenses using terminal shorthand and auto-categorization.
- Managing complex monthly subscriptions and recurring bills through automated processing.
- Tracking long-term savings goals with AI-calculated daily targets and deadline countdowns.
- Monitoring a global investment portfolio with multi-currency asset tracking.
- Generating weekly financial digests and spending velocity reports to identify saving opportunities.
How Finance Tracker v2.0 Works
- Users input financial data via the CLI using flexible formats that support multiple currencies and shorthand amount suffixes.
- The system automatically categorizes transactions based on keyword detection (e.g., 'taxi' maps to Transport).
- For multi-currency entries, the skill fetches and caches live exchange rates to normalize all data into your primary local currency.
- A background or heartbeat-triggered process identifies due recurring expenses and logs them into the master ledger.
- The AI insight engine analyzes transaction history to calculate spending velocity, detect anomalies, and compare period-over-period performance.
Finance Tracker v2.0 Setup
To get started with this skill, install it via the hub or add it to your system PATH:
clawdhub install finance-tracker
Alternatively, manually export the path to the bin folder:
export PATH="$PATH:/path/to/finance-tracker/bin"
Once installed, set your default currency to initialize the local environment:
finance currency USD
Finance Tracker v2.0 Data Schema & Taxonomy
All financial data is stored locally within the ~/.finance-tracker/ directory using structured JSON files and a human-readable Markdown log.
| File | Description |
|---|---|
transactions.json |
Primary ledger containing all individual expense records. |
FINANCE_LOG.md |
A human-readable append-only log of all financial activity. |
recurring.json |
Stores subscription metadata, frequencies, and next-due dates. |
goals.json |
Tracks savings targets, target dates, and priority levels. |
portfolio.json |
Inventory of assets across cash, stocks, and crypto categories. |
exchange_rates.json |
Local cache of currency conversion rates, updated every 6 hours. |
Finance Tracker v2.0 Advanced Features
- Heartbeat automation support for hands-off processing of recurring bills and daily summaries.
- Smart AI insights that flag unusually large expenses and provide spending velocity projections.
- Intelligent category auto-detection using a pre-defined keyword mapping system.
- Portfolio net-worth tracking across multiple asset classes including real estate and investments.
- Multi-format data export capabilities supporting both CSV and JSON for external analysis.
- Telegram-friendly input patterns for easy logging via mobile chat integrations.
SKILL.md
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