A specialized AI agent skill designed to provide resident-first guidance for navigating Florida's unique insurance, weather, and legal landscapes.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install florida
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install florida using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Florida?
The Florida skill is a comprehensive navigator for anyone interacting with the Sunshine State, whether as a permanent resident, a business owner, or a seasonal snowbird. It moves beyond generic travel advice by focusing on the complex realities of Florida life, including regional market differences, hurricane preparedness, and the intricate world of property insurance and HOA regulations. By integrating this into your Openclaw Skills library, you gain access to a tool that distinguishes between statewide mandates and local county executions.
This skill is built to recognize that Florida is not a single market but a collection of diverse operating environments—from the Keys to the Panhandle. It provides actionable sequences for administrative tasks, ensuring users have the correct deadlines, documents, and portals for everything from DMV registration to homestead exemptions.
Florida Use Cases
- Planning a permanent relocation to Florida including school and DMV checklists.
- Preparing for hurricane season with region-specific evacuation and storm-surge data.
- Managing seasonal living logistics for snowbirds across multiple states.
- Evaluating the true cost of living beyond state income tax, including tolls and car insurance spikes.
- Navigating the complexities of Florida property insurance and condo association assessments.
How Florida Works
- The skill first classifies the user into one of five modes: visitor, future resident, current resident, business operator, or seasonal resident.
- It anchors all advice to the user's specific region, county, or ZIP code to ensure local accuracy.
- It references a specialized internal library of Markdown guides covering topics like storms, taxes, and healthcare.
- For users desiring continuity, it manages a local memory file at ~/florida/memory.md to track timelines and open loops across sessions.
Florida Setup
To add this capability to your environment, use the installation command from your CLI:
clawhub install florida
To enable persistent memory for your Florida planning, ensure the local directory exists:
mkdir -p ~/florida/
The skill will read setup.md upon first use to guide you through the initial configuration.
Florida Data Schema & Taxonomy
The skill organizes its local intelligence through a structured set of reference files and a personal memory file.
| File | Description |
|---|---|
memory.md |
User-specific context, timelines, and insurance concerns. |
regions.md |
Data on metro tradeoffs and regional fit. |
costs-and-taxes.md |
Breakdown of real-world Florida expenses and tax rules. |
storms-and-preparedness.md |
Hurricane, flood, and emergency readiness protocols. |
Florida Advanced Features
- Smart Mode Classification: Automatically adjusts tone and depth based on whether you are a tourist or a business owner.
- Local-First Privacy: All personal timelines and insurance concerns stay on your machine in the ~/florida/ directory.
- Official Endpoint Mapping: Direct integration with portals like FLHSMV, MyFlorida, and FloridaDisaster for real-time compliance.
- Contextual Cross-Linking: Seamlessly works with other Openclaw Skills such as travel or health-insurance for a unified planning experience.
SKILL.md
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