A powerful open banking skill for AI agents to securely access financial data and initiate payments across European banking systems.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install ibanity
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install ibanity using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Ibanity Open Banking Integration?
Ibanity is a comprehensive platform that provides unified open banking APIs, enabling businesses to interact with various financial institutions across Europe. By integrating this capability into your workflow via Openclaw Skills, you can empower AI agents to fetch transaction data, manage customer records, and initiate payments programmatically. The skill utilizes the Membrane framework to abstract away the complexities of OAuth, credential refreshes, and banking protocol variations, allowing for a secure and streamlined developer experience.
Ibanity Open Banking Integration Use Cases
- Automating financial reconciliation and transaction reporting for fintech applications.
- Building AI-driven accounting assistants that can verify bank balances in real-time.
- Streamlining payment initiation workflows within enterprise resource planning (ERP) systems.
- Monitoring bank account synchronizations to ensure up-to-date financial data for analytics.
How Ibanity Open Banking Integration Works
- The AI agent initializes the environment by installing the Membrane CLI to interface with the banking provider.
- Secure authentication is established through a tenant-based login, linking the agent's identity to the required permissions.
- A connection to Ibanity is ensured, which triggers a managed authentication flow to authorize access to specific banking data.
- The agent uses natural language intent searching to discover specific financial actions like account synchronization or customer management.
- Commands are executed through the CLI, where Membrane handles the header injection and API request lifecycle, returning structured JSON data.
Ibanity Open Banking Integration Setup
To begin using this skill, install the Membrane CLI globally:
npm install -g @membranehq/cli@latest
Authenticate your agent by logging in (replace <agentType> with your specific environment, such as openclaw):
membrane login --tenant --clientName=<agentType>
Create a connection to the Ibanity service to begin interacting with the API:
membrane connection ensure "https://ibanity.com" --json
Ibanity Open Banking Integration Data Schema & Taxonomy
The Ibanity skill organizes data around key banking entities to maintain a structured financial taxonomy:
| Entity | Function |
|---|---|
| Account Access Request | Manages the lifecycle of user permissions for bank data access. |
| Customer | Represents the identity associated with the financial records. |
| Financial Institution | Contains metadata and connection details for specific European banks. |
| Synchronization | Handles the state and timing of data pulls from the banking servers. |
| Resource | Generic wrapper for various API-accessible financial objects. |
Ibanity Open Banking Integration Advanced Features
- Intelligent Action Discovery: Use natural language intent to find the correct API endpoints without reading documentation.
- Managed Credential Lifecycle: Automatic handling of token refreshes and authentication headers for secure, long-running automations.
- Transparent Proxying: Send raw requests to any Ibanity endpoint while Openclaw Skills manage the underlying security layer.
- High-Fidelity JSON Output: All actions support a --json flag, providing machine-readable data structures perfect for AI agent consumption.
SKILL.md
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