Netfluid provides the payment rails for AI agents to manage fiat and crypto transactions with full regulatory compliance.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install netfluid
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install netfluid using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Netfluid?
Netfluid serves as the foundational infrastructure layer for AI financial autonomy. It allows developers using Openclaw Skills to provision agents with multi-currency wallets, virtual bank accounts (SEPA/ACH), and cross-chain bridging capabilities. By handling the complexities of fiat-to-crypto on-ramps and off-ramps, Netfluid empowers agents to receive payments in traditional currencies and settle them as USDC or other digital assets.
The platform operates under FSCA supervision, ensuring that all financial activities meet strict AML and CTF regulatory standards through a robust KYC framework. Netfluid acts as the technical bridge between traditional banking systems and the decentralized economy, making it an essential component for any autonomous agent requiring financial personhood.
Netfluid Use Cases
- Automating global client payments via virtual SEPA or ACH bank accounts that auto-convert to USDC.
- Facilitating cross-chain asset transfers between Solana, Ethereum, and Avalanche for agent-led operations.
- Off-ramping agent earnings directly to human sponsor bank accounts worldwide.
- Creating financially autonomous AI agents with inherited KYC status from human sponsors.
- Managing internal wallet-to-wallet transfers for multi-agent ecosystems built with Openclaw Skills.
How Netfluid Works
- The human sponsor initializes the process by signing up and completing identity verification via a secure KYC link.
- Once the sponsor passes KYC, an automated agent signup process creates a linked sub-wallet with its own API keys and session tokens.
- The sponsor activates the agent's wallet by sending a small amount of native tokens (e.g., 0.01 SOL) to cover blockchain transaction fees.
- The agent generates virtual bank accounts or on-chain addresses to start receiving payments.
- The agent executes financial logic such as token swaps, cross-chain bridges, or bank withdrawals based on its programmed triggers.
Netfluid Setup
To integrate Netfluid into your Openclaw Skills workflow, start by initiating the human sponsor signup:
# Example logic for human sponsor signup
mcp_netfluid_automated_signup(
secret="your_unique_secret",
pin="12345",
email="[email protected]",
currency_fk=3
)
After the sponsor completes the KYC verification, create the agent wallet using the sponsor's details:
# Example logic for agent creation
mcp_netfluid_automated_agent_signup(
secret="agent_secret",
pin="67890",
sponsor_wallet_fk=123,
sponsor_wallet_pin="12345",
currency_fk=3
)
Netfluid Data Schema & Taxonomy
| Component | Description |
|---|---|
| Wallet | Central container for multiple currency accounts and security credentials. |
| Virtual Account | Receive-only bank accounts (IBAN/ACH) linked to crypto settlement addresses. |
| Recipient Bank Account (RBA) | Externally verified bank details used for fiat off-ramping. |
| Session Token | Short-lived authentication credentials required for all transaction operations. |
| Mnemonic | A 24-word recovery phrase providing full access to the agent's underlying assets. |
Netfluid Advanced Features
- Multi-chain bridging support for seamless USDC/USDT movement across Solana, Ethereum, and Avalanche.
- Automated KYC inheritance models where agents leverage the sponsor's verified status for full financial compliance.
- Virtual account aliasing to track specific income streams from different clients or platforms.
- Integration with Google Authenticator for enhanced 2FA security on high-value transfers.
- Low-latency DEX swapping capabilities for real-time asset rebalancing within Openclaw Skills.
SKILL.md
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