Surety is an expert AI agent skill designed to analyze and explain the complexities of three-party surety bond obligations across construction, legal, and regulatory landscapes.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install surety
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install surety using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Surety?
Surety is a sophisticated knowledge engine for the Openclaw Skills ecosystem that decodes the fundamental differences between insurance and surety. While insurance is designed for loss protection, Surety helps users navigate a system designed for performance, where a principal, an obligee, and a surety company enter into a three-way binding agreement. This skill provides AI agents with the deep domain expertise required to evaluate financial instruments, contractual obligations, and the rights of recovery.
By integrating Surety into your workflow, you gain an automated consultant capable of explaining why contractors, fiduciaries, and licensed professionals require specific bond types. It bridges the gap between complex legal jargon and actionable business intelligence, ensuring that every party in a bonded agreement understands their exposure and their responsibilities.
Surety Use Cases
- Construction Project Risk Assessment: Evaluate bid, performance, and payment bond requirements for large-scale infrastructure projects.
- Legal & Court Compliance: Determine the necessity and implications of executor, guardian, or appeal bonds in judicial proceedings.
- Regulatory Licensing: Streamline the process for businesses to identify and obtain required license and permit bonds to maintain operational compliance.
- Underwriting Preparation: Assess a principal's Character, Capacity, and Capital (the three C's) before submitting formal bond applications.
How Surety Works
- Context Analysis: The skill identifies the relationship between the principal, obligee, and surety based on the provided contract or scenario.
- Requirement Mapping: It scans for specific triggers such as construction bids, court mandates, or professional licensing laws to suggest the appropriate bond type.
- Underwriting Evaluation: It applies the Three C's framework to analyze the financial strength and historical performance data provided by the user.
- Claims Logic Processing: If a default occurs, the skill outlines the investigative steps the surety will take and the subsequent reimbursement obligations of the principal.
- Report Generation: Outputs a technical breakdown of the bond's impact on cash flow, creditworthiness, and project safety nets.
Surety Setup
To integrate Surety into your local Openclaw Skills environment, use the following commands:
# Install the Surety skill into your agent directory
openclaw install surety
# Configure the skill path for the romic user
cp -r ~/.agents/skills/surety C:\Users\romic\.agents\skills\surety
# Verify installation
openclaw list --enabled
Surety Data Schema & Taxonomy
The Surety skill organizes data using a structured taxonomy to ensure AI agents can retrieve specific bond characteristics quickly.
| Data Layer | Description | Key Metadata |
|---|---|---|
| Entity Roles | Maps participants in the bond | Principal, Obligee, Surety |
| Bond Classes | Categorizes the instrument | Construction, License, Court, Fidelity |
| Risk Metrics | Evaluation of the Three C's | Capital Liquidity, Capacity History, Character |
| Claim Lifecycle | Documentation and timelines | Investigation Status, Recovery Rights |
Surety Advanced Features
- Multi-Agent Contract Auditing: Seamlessly works with other Openclaw Skills to audit complex construction contracts for bonding gaps.
- Subcontractor Exposure Mapping: Automatically calculates the financial exposure of general contractors based on subcontractor bond requirements.
- Automated Underwriting Checklists: Generates customized document checklists for principals to improve their bond approval rates.
- Legal Claim Simulation: Models potential claim outcomes to help obligees understand documentation requirements and investigation timelines.
SKILL.md
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