A comprehensive automation tool for managing international transfers, multi-currency accounts, and real-time exchange rates via AI agents.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install wise
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install wise using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Wise?
The Wise skill enables AI agents to interact directly with the Wise (formerly TransferWise) platform to perform complex financial operations. It provides a robust interface for handling cross-border banking, including fetching account profiles, viewing balances across dozens of currencies, and generating detailed statements for accounting purposes. This tool is an essential component of the Openclaw Skills ecosystem, designed to bring enterprise-grade financial management to automated developer workflows.
By leveraging this skill, users can integrate sophisticated treasury management and payment automation into their agent-led applications. Whether you are building a tool for automated payroll or a personal finance tracker, this skill provides a secure and efficient way to interact with the Wise API using a lightweight Python implementation. It is a prime example of how Openclaw Skills can bridge the gap between AI reasoning and financial execution.
Wise Use Cases
- Automated tracking of multi-currency account balances for business reporting.
- Generating and monitoring international transfer quotes for cost-optimization strategies.
- Streamlining recipient management for global payroll or freelancer payments.
- Programmatic retrieval of financial statements for seamless accounting reconciliation.
- Real-time monitoring of currency exchange rates to trigger automated financial actions.
How Wise Works
- The skill is authenticated using a WISE_API_TOKEN provided in the environment configuration.
- The AI agent or user invokes commands such as get-profiles to identify available personal or business accounts associated with the token.
- To execute a transfer, the skill follows a logical sequence: generating a quote, selecting or creating a recipient, initiating the transfer, and finally funding it from an existing balance.
- All requests are processed through the official Wise API, and the results are returned as structured JSON data for the next step in the workflow.
- Users can also query real-time data like current exchange rates or transaction histories at any point in the cycle.
Wise Setup
To integrate this capability into your environment using the Openclaw Skills framework, follow these steps:
- Obtain your API token from your Wise account settings.
- Set the required environment variable:
export WISE_API_TOKEN='your_api_token_here'
- Verify the installation by listing your profiles:
python3 scripts/wise.py get-profiles
Wise Data Schema & Taxonomy
The skill organizes financial data into logical JSON structures. Below is the metadata taxonomy used for its primary operations:
| Entity | Key Attributes |
|---|---|
| Profile | ID, Type (Personal/Business), Name |
| Balance | Currency, Amount, Balance ID |
| Recipient | Account Holder Name, Currency, Type, Bank Details |
| Transfer | Quote ID, Status, Reference, Target Amount |
| Rate | Source Currency, Target Currency, Rate, Timestamp |
Wise Advanced Features
- Multi-profile support allowing agents to switch between personal and business contexts effortlessly.
- End-to-end transfer lifecycle management from initial quote generation to final funding.
- Direct statement extraction capabilities for automated bookkeeping and audit trails.
- Zero-dependency Python 3.10+ implementation, ensuring maximum compatibility across different Openclaw Skills environments.
- Standardized JSON output for every command, making it easy to pipe data into other automation tools.
SKILL.md
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