An AI-driven analytical tool designed to diagnose and improve the cash conversion cycle for growing businesses.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install working-capital-optimizer
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install working-capital-optimizer using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Working Capital Optimizer?
The Working Capital Optimizer is a specialized skill designed to diagnose and improve financial health by analyzing the cash conversion cycle. By utilizing Openclaw Skills, financial AI agents can pinpoint exactly where cash is trapped in operations—whether in accounts receivable, inventory, or accounts payable—and provide actionable strategies to release that capital without the need for external financing.
This skill transforms raw financial data from balance sheets and income statements into a prioritized action plan. It moves beyond simple calculation to provide context-aware assessments, comparing company performance against industry benchmarks for SaaS, manufacturing, retail, and more.
Working Capital Optimizer Use Cases
- Identifying causes for cash flow strain in businesses that are otherwise profitable.
- Calculating and monitoring Days Sales Outstanding (DSO), Days Payable Outstanding (DPO), and the overall Cash Conversion Cycle (CCC).
- Pinpointing aging Accounts Receivable (AR) risks and generating prioritized collection strategies.
- Analyzing Accounts Payable (AP) terms to maximize cash float without damaging supplier relationships.
- Quantifying the potential cash flow impact of shortening payment terms or extending supplier payments.
How Working Capital Optimizer Works
- Input financial data including current balance sheet balances (AR, AP, Inventory) and trailing income statement figures (Revenue, COGS).
- Calculate the core working capital metrics (DSO, DIO, DPO) to determine the current Cash Conversion Cycle efficiency.
- Analyze AR aging buckets to identify high-risk accounts and estimate collectible amounts.
- Evaluate AP optimization opportunities by comparing actual payment timing against standard vendor terms.
- Generate an executive action plan categorized into Quick Wins (0-30 days), Medium-Term improvements, and Strategic structural changes.
Working Capital Optimizer Setup
To integrate this skill into your AI agent workflow using Openclaw Skills, use the following configuration:
# Install the skill via your agent's package manager
openclaw install working-capital-optimizer
# Configure optional integration with accounting providers
export QBO_INTEGRATION_ENABLED=true
Ensure your agent has access to financial statement exports or raw ledger data to perform the analysis.
Working Capital Optimizer Data Schema & Taxonomy
The skill processes and generates data based on the following taxonomy:
| Object | Description | Key Attributes |
|---|---|---|
| Core Metrics | Primary efficiency ratios | DSO, DPO, DIO, CCC |
| AR Analysis | Accounts Receivable health | aging_buckets, at_risk_pct, risk_level |
| AP Analysis | Accounts Payable health | days_to_extend, cash_freed_usd, avg_payment_day |
| Action Plan | Strategic recommendations | quick_wins, medium_term, strategic_impact |
The output is structured as a JSON object, making it compatible with other Openclaw Skills for reporting and automation.
Working Capital Optimizer Advanced Features
- Direct integration with qbo-automation to pull real-time aging reports and balance sheet data.
- Automated hand-off to an ar-collections-agent for executing outreach on overdue balances.
- Continuous monitoring and threshold alerts through the kpi-alert-system integration.
- Support for multi-industry benchmarking to provide context-specific financial assessments.
- Detailed early-pay discount analysis to determine the cost of capital vs. discount benefits.
SKILL.md
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