Lums
What is Lums?
Lums is an intuitive AI-powered money management and budgeting application designed to provide total financial clarity. It allows users to build a budget in minutes, manage multi-currency accounts, and automatically categorize transactions using intelligent automation. Key features include a 'Chat with your money' interface for instant insights, 14-day balance forecasting, and smart alerts that detect fraud, bill increases, and hidden subscription costs. The platform prioritizes security by using Plaid for read-only bank connections and processing data within a secure Google Cloud environment without sharing it with external AI services.
How to use Lums?
To use Lums, download the app and connect your bank accounts securely via Plaid or add them manually. The AI will automatically categorize your transactions and generate a budget based on your goals. You can then use the dashboard to track cash flow, use the AI chat to ask questions about your spending history, and receive smart alerts about your financial health.
Lums's Core Features
AI-powered automatic transaction categorization and memory
14-day cash flow and balance prediction
Interactive AI chat for financial inquiries and insights
Smart alerts for subscriptions, fraud, and budget milestones
Secure bank integration via Plaid with read-only access
Multi-currency support and manual cash account tracking
Lums's Use Cases
Identifying and managing hidden recurring subscription costs
Predicting future bank balances to plan for upcoming expenses
Building a comprehensive monthly budget in less than two minutes
Reviewing spending history via natural language queries
FAQ from Lums
Is Lums safe to use with my bank?
Can I try Lums before paying?
Does Lums use external AI like OpenAI to process my data?
Lums Support Email & Customer service contact & Refund contact etc.
Here is the Lums support email for customer service: [email protected] . More Contact, visit the contact us page(https://www.lums.ai/en-us/contact)
Lums Company
Lums Company name: Lums.ai .
More about Lums, Please visit the about us page(https://www.lums.ai/en-us/team).
Lums Youtube
Lums Youtube Link: https://www.youtube.com/@Lums-AI
Lums Tiktok
Lums Tiktok Link: https://www.tiktok.com/@lums.ai
Lums Linkedin
Lums Linkedin Link: https://www.linkedin.com/company/lums-ai
Lums Instagram
Lums Instagram Link: https://www.instagram.com/lums.ai/
Lums Reviews (0)
Lums Pricing
Standard All In One
$8.00 per month
Billed yearly at $95.99. Includes all AI features and bank connections.
Limited Time Offer
$3.33 per month
50% off offer, billed yearly at $39.99. Includes all features and 14-day free trial.
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