Provision secure, policy-controlled virtual payment cards for AI agents to handle autonomous transactions.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install agent-card-provisioning
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install agent-card-provisioning using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Agent Card Provisioning?
Agent Card Provisioning is a robust framework within the ecosystem of Openclaw Skills designed to bridge the gap between AI autonomy and financial security. This skill allows developers to grant AI agents the ability to make purchases by issuing on-demand virtual payment cards. By leveraging an intent-based architecture, the skill ensures that every transaction is pre-authorized and governed by strict programmatic policies, minimizing the risk of unauthorized spending while enabling seamless commerce.
Integrating this into your workflow allows AI agents to handle procurement, subscription management, and one-off purchases without manual human intervention for every line item. These Openclaw Skills provide a secure layer where financial credentials are never exposed directly to the LLM, instead providing a managed interface for sensitive payment data.
Agent Card Provisioning Use Cases
- Automated procurement of office supplies or cloud credits based on agent usage analysis.
- Subscription management where agents can renew or upgrade services autonomously within budget.
- Single-use virtual cards for one-off marketplace transactions to prevent recurring charges.
- Expense management for multi-agent systems requiring individual budget tracking and reconciliation.
- Secure payment handling for browser-based automation tasks in ecommerce environments.
How Agent Card Provisioning Works
- The AI agent initiates a request by creating a payment intent, specifying the merchant, amount, and specific purpose.
- A policy engine evaluates the request against predefined spending limits, allowed merchant categories, and expiration rules.
- If the request meets all policy criteria, a virtual card is issued instantly; if it exceeds thresholds, it triggers a manual approval workflow.
- The agent retrieves the necessary card details (PAN, CVV, Expiry) through a secure, authenticated endpoint to complete the purchase.
- Every transaction is automatically tracked and matched back to the original intent for a complete, searchable audit trail.
Agent Card Provisioning Setup
To get started with this skill, ensure your environment is configured with the necessary financial provider credentials. Install the core package and define your spending policies.
# Install the agent card provisioning extension
openclaw install agent-card-provisioning
# Configure your provider API keys
openclaw config set FIN_PROXY_KEY=your_api_key_here
Configure your local policy file to define automatic approval thresholds and MCC restrictions for your Openclaw Skills.
Agent Card Provisioning Data Schema & Taxonomy
The skill maintains a structured taxonomy for intents, cards, and transactions to ensure financial transparency and auditability.
| Object | Description | Key Metadata |
|---|---|---|
| Intent | The initial purchase request record | Merchant, Amount, Description, Category |
| Card | The virtual payment instrument metadata | Last4, Brand, Expiry, Status, CardID |
| Sensitive Data | Full PCI-compliant payment data | PAN, CVV, Billing Address, Expiry Month/Year |
| Transaction | Recorded spend activity data | Amount, Timestamp, Merchant, Reconciliation ID |
Agent Card Provisioning Advanced Features
- Dynamic merchant category code (MCC) filtering to restrict spending to specific industries or vendors.
- Multi-level approval workflows for high-value transactions integrated into Openclaw Skills.
- Automated card expiration and deletion immediately after a single successful transaction is detected.
- Full reconciliation reporting via proxy.transactions.list_for_card for seamless accounting integrations.
- Separation of concerns between masked display data and sensitive payment data to maintain security in logs.
SKILL.md
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