Manage upcoming bills, check account balances, and perform instant affordability checks through a secure API integration.
Install & Download
1. ClawHub CLI
The fastest way to install a skill directly from the registry.
npx clawhub@latest install bill-tracker
2. Manual Installation
Copy the skill folder to one of these locations
~/.openclaw/skills/ <project>/skills/ Priority: Workspace > Local > Bundled
3. Prompt Installation
Copy this prompt to OpenClaw to install it automatically.
Help me install bill-tracker using Clawhub. If Clawhub is not installed, install it first (npm i -g clawhub).
Prefer to download?
Get the raw skill files in a ZIP archive.
What is Bill Tracker?
Bill Tracker is a specialized financial management tool designed to integrate seamlessly with AI agents. It allows users to query their financial status, track upcoming obligations, and receive data-driven insights on spending power. By utilizing this within your suite of Openclaw Skills, you can transform your AI assistant into a personal financial advisor that understands your real-time budget and liquidity.
This skill bridges the gap between raw financial data and conversational AI, enabling users to ask complex questions like whether they can afford a large purchase without manual spreadsheet updates. It leverages a secure, magic-link authentication system to ensure that sensitive financial data is accessed only by authorized agents.
Bill Tracker Use Cases
- Checking for upcoming bills and income due within a specific timeframe.
- Retrieving a consolidated view of account balances across different types (cash vs. debt).
- Determining if a specific purchase is financially viable based on a 90-day horizon.
- Automating financial status reports through an AI agent interface.
How Bill Tracker Works
- The AI agent receives a natural language query regarding finances or affordability.
- The skill authenticates with the Bill Tracker API using a secure, long-lived session token stored in environment variables.
- The agent executes a curl-based POST request to the relevant endpoint such as upcoming transactions, balances, or affordability.
- The API returns structured JSON data containing transaction details, account totals, or a boolean affordability flag.
- The AI parses the JSON response and provides a clear, human-readable summary to the user.
Bill Tracker Setup
Configure your environment variables to enable the skill within the Openclaw Skills framework:
export BILL_TRACKER_URL="https://your-server.com"
export BILL_TRACKER_SESSION_TOKEN="your_session_token_here"
To generate a session token, first request a code via email:
curl -s -X POST -H "Content-Type: application/json" \
-d '{"email":"[email protected]"}' \
"${BILL_TRACKER_URL}/api/mcp/request-code"
Then exchange the code from your email for the session token:
curl -s -X POST -H "Content-Type: application/json" \
-d '{"code":"123456"}' \
"${BILL_TRACKER_URL}/api/mcp/token"
Bill Tracker Data Schema & Taxonomy
The skill interacts with JSON-based responses from the Bill Tracker API to organize financial data:
| Endpoint | Parameters | Key Data Points |
|---|---|---|
| upcoming-transactions | days (int) | List of bills, due dates, and income amounts |
| account-balances | N/A | Account names, types, individual balances, and net totalBalance |
| can-afford | amount, horizonDays | canAfford status, target date, and feasibility message |
Bill Tracker Advanced Features
- Support for custom time horizons in affordability checks with a default 90-day window.
- Consolidated totalBalance calculation that automatically nets cash against debt for instant net-worth assessment.
- Use of long-lived session tokens to minimize re-authentication friction within Openclaw Skills environments.
- Granular transaction windows allowing for precise upcoming bill forecasting by adjusting the days parameter.
SKILL.md
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